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Ready to Plan?

Let's Do This

Over-Confident about your retirement?

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you deserve a great retirement

Semi-Retirement.  Circa 2021, my remote working from my RV at Lake Huron

when every day becomes saturday

This photo is of my remote work office.  RV along Lake Huron,  In the afternoon, I moved a table, chairs, laptop, headset, etc, etc down to the water front to take a dip and return to the laptop.  Retirement Starts Today - means working how, when and where you want.


Retiring, going entrepreneur, or working on your own terms how and where you want.  We'll help you get there.


Retirement Planning is Critical.  Working on your schedule, a Hybrid (part-time) Retirement, or if Retirement Starts Today, whatever your choice, the Planning should already be underway.  What does "Life after work" look like to you? 


Will I have enough?  We all ask ourselves.  Are you saving enough?  Are you invested in the right assets?  How do you not run out of money in retirement?  Are we investing in the right places?  How much will we need in retirement?  What are your Pension options?  Do you have an employer 401k or similar account you need to roll over?  Will Government and Employer pension plans cover us through retirement?  


What We Can Do For You  

  • Review, organize and then stay on track
  • An in-depth financial inventory of all your nest eggs
  • Review your personal wants, needs, and wishes
  • Determine any proper allocations or changes
  • Make a plan to discover how much you'll need to fund your retirement lifestyle and what your investments will generate
  • Implement the plan: As you move closer to retirement, we'll work closely with you to ensure the plans are implemented in a predictable, seamless, and stress-free transition
  • Social Security Analysis.  At what age should you receive government benefits?  How a wrong decision may cost you hundreds of thousands of dollars 
  • Medicare and Healthcare Supplements.  Our team will make sure you have the coverages you want and need
  • Charitable Giving and Legacy Planning.  Do you have a Will or Trust?  If not, we need to facilitate or review crucial documents
  • Ongoing reviews.  We'll continue to monitor your retirement plans and consult with you about any changes or updates needed to address your evolving retirement lifestyle needs

Remote working. Lake Huron.

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Investment Advisory services offered through Rich Michaels Investments, LLC, a Registered Investment Advisor. Insurance services are provided through Crump Life Insurance Services.


Financial Advisors do not provide specific tax/legal advice, and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan, and you are under no obligation to follow them.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. 


Rich Michaels Investments, LLC  

Call 517.999.8888  Text 616.236.5696

Schedule time with Rich - click on logo!

Meetings are by Video or Phone unless otherwise arranged

Copyright © 2025 Rich Michaels Investments,  All Rights Reserved.

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